New Homes in Prosper, TX: Windsong Ranch

*Promotional offer is available on select Southgate Homes when the purchaser contracts by 02/16/2025 and closes by 03/31/2025. All financing and rate incentives are only valid for customers using Southgate Homes’ preferred lender. Offer not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Southgate Homes. May not be combined with other offers. Rates, terms, conditions, and other information may be discontinued and are subject to change without notice, including market conditions and availability. Final rate will be determined at time of rate lock. See community sales manager for details.

*Rate based on a 2/1 buydown as of 01/09/2025. Loan Program: Conventional. Term: 30 Years. Sales Price: $800,000. Loan Amount: $640,000. Year One: Rate: 4.99%. Monthly Payment: $3,431.75. Year Two: Rate: 5.99%. Monthly Payment: $3,833.01. Years Three – Thirty: Rate: 6.99%. APR: 7.085%. Monthly Payment: $4,253.64. Monthly payment estimates do not include taxes, insurance, or assessments. Offer excludes Bond/Down Payment Assistance loans. Offer subject to credit approval, not all borrowers will qualify. Additional Closing Cost amounts, if any, are dependent on the structure of the loan buyer chooses and the responsibility of the buyer.

*Refinance eligibility begins after making a minimum of six regular and timely monthly payments and continues for up to 36 months after closing on your Southgate Homes' purchase. The preferred lenders will issue a lender credit equal to the amount of our processing, underwriting, lender closing fee, and lender's title insurance. Other closing costs will be required and may be rolled into the new refinance loan. The new loan is subject to qualification and creditworthiness. This is not a loan commitment or guarantee of any kind. Loan approval and rate are dependent upon borrower credit, collateral, financial history, verification of income, and program availability at the time of origination. Rates and terms are subject to change without notice.

U.S. Bank | NMLS 402761 | Member FDIC | Equal Housing Lender | 3737 Noel Road, Suite 800, Dallas, Texas 75240